Since its introduction by the Pacte law in 2019, the PER market is experiencing marked growth. At the end of the third quarter of 2024, more than 11 million holders were counted, as well as nearly 119 billion euros in outstandings. This rapid development reflects both the attractiveness of the product, in particular thanks to its tax advantages, and the gradual conversion of old devices – PERP, Madelin, Perco – towards the PER.
Green-Got is a French fintech created with the aim of putting finance at the service of the ecological transition. Since its launch, the company offers payment accounts and investment products that direct savings and financial flows towards sustainable projects, excluding fossil fuels and polluting activities. In 2025, Green-Got has exceeded 150 million euros under management via its solutions and has attracted tens of thousands of customers. The fintech recently launched its committed and sustainable PER, designed in partnership with the mutualist group Garance to combine performance, transparency and responsible investment. Green-Got at the same time unveils a tool to support the French in their decision : the most precise and transparent PER simulator currently available. Unlike classic simulators that are often approximate, this new tool is based exclusively on official data from the Official Public Finance Bulletin (BOFiP). It is also the only one to integrate in-depth and personalized modeling of each user's tax situation. (revenus complexes, quotient familial, deductions), guaranteeing a real and credible estimate of tax savings.
No personal information required
Without creating an account, sans e-mail, without phone number or any personal information, Green-Got puts an end to commercial pressure and makes this tool a service of general interest, designed to democratize access to reliable and clear financial information. Thanks to an educational timeline, the user very simply visualizes the trajectory of a placement, for example €10,000 invested today until retirement, then the redemption phase. Jargon disappears in favor of accessible and immediate understanding. This simulator thus becomes an essential tool for planning your financial future., by projecting capital, annuity and long-term tax impact, with unrivaled transparency.
For informed investments
“We created this simulator to respond to a simple reality : the French do not know if the PER is made for them, because no one gives them a clear and reliable estimate. With this tool, we transform a complex decision into an informed one, 100% aligned with official texts », says Clément Jaunault, director of growth and acquisition at Green-Got.
