The increase in interest rates for new equipment loans slowed between April and July 2023, according to the latest figures from Iédom.
The average rate increases by 5 basis points, after increases of 31 points in April +86 points in January. Reunion Island is below the average rate observed throughout France. These credits are, for the whole, subscribed at a fixed rate, for an average duration of 12,4 years and an average amount of 174,000 euros. The interest rate for new corporate real estate credits follows the same trend : +6 base points between April and July 2023, After increases of 46 and 49 base points during the two previous quarters. The average interest rate of new Treasury -based credits leaves, on the other hand, upward (+40 basic points) After a break in the previous quarter. Over a year, He increased by 143 points. In parallel, The rise in interest rates for loans to individuals continued. The average rate of housing credits increased by 48 base points in the 3rd quarter 2023 (+160 points over one year). It is now 2,88 %. The average rate of new personal loans and other consumer maturities has increased by 22 base points over the quarter (+169 points over one year).
