The 2023 balance sheet of the regional bank of Crédit Agricole Mutuel La Réunion-Mayotte was made public at the beginning of April.
From year to year, Crédit Agricole consolidates its model and perpetuates its message, indicator of a commitment that is a source of stability for the entire economy given the weight of the bank, the first on the island. So, in 2023, Crédit Agricole Mutuel La Réunion-Mayotte has provided continuous support for the financing of housing with 500 million euros in achievement, which represents more than 40 % of market share in the two territories. It remains one of the rare banks which distribute the loan at zero government and which facilitate access to habitat by adding for first-time buyers the possibility of a supplementary loan.
Societal commitment
Crédit Agricole Mutuel La Réunion-Mayotte has created a unique system, Baptized Passerelle, For its customers faced with a life accident (divorce, unemployment, Death of the spouse or a parent ...). In 2023, 102 customers who have encountered such difficulties were accompanied by the Passerelle system : 82 % of these situations have experienced a positive outcome with a background of the member of the member. The regional fund has reaffirmed its presence in difficult times with the implementation of specific measures to support customers who have undergone significant damage after the BELAL cyclone passes. otherwise, Crédit Agricole Mutuel La Réunion-Mayotte supports more than 300 associations per year for a budget of more than 1,5 million euros, Via in particular local initiatives (Fonds d’initiatives locales, fondation, tookets, patronage, sponsoring, etc.).
Economic commitment
Between the end of 2022 and end of 2023, The bank conquered 16,351 new customers. Fin 2023, The collection outstanding has reached the historic level of six billion euros, up 4,17 % over a year, a dynamism carried by rates that started their rise in mid-2013. The total outstanding commitments, 6,5 billion (+4,33 %), reflects his involvement to finance projects of all kinds. Equipment credits for professionals, farmers and companies in particular, jumped 38,7 % in 2023. For over twenty years, Insurance is the second job of Crédit Agricole Mutuel La Réunion-Mayotte. In 2023, more than 20,000 contracts have been taken out.
Innovation and business creation
Known for the village by Ca and its some 50 diligence start-ups, Crédit Agricole Mutuel La Réunion-Mayotte contributes to more classic ways of business creation. A line of 6 million euros allowed last year to support more than 600 projects via its partnerships with Adie, Active France and the Initiative Network.
The year 2023 in figures
1,2 billion equity.
958 employees.
180 administrators.
280 000 clients,
Including 37,318 companies.
142,800 members.
New premises for Amare
The construction of these new premises of the association welcoming young mothers in difficulty, including a majority of minors, benefits from support from the Reunion Mayotte Foundation of Crédit Agricole. The installation of the foundation stone took place on April 4 in the presence in particular of Mgr Aubry and Thérèse Baillif.
The Association Amare (Home of the mother in Reunion) is an association created in 1983 which manages a family relay authorized for 32 places, falling under child protection and, as such, Funded by the Departmental Council. This relay welcomes young pregnant women or with children under three years old. More than two -thirds of young people welcomed at the Amare are minor and benefit from a protective measure, judicial or administrative. Following a work of reflection and consultation with the services of the department, Amare has come to the conclusion of the need for real estate investment to guarantee better quality of reception for young mothers. Thirteen additional rooms will be available thanks to these new premises.
